How to Send Bulk Payments from Your Business Checking Account

Meow Technologies is a financial technology company, not a bank or FDIC-insured depository institution. Banking services are provided by Grasshopper Bank, N.A.

Meow offers a convenient way to send multiple payments at once from your Checking account. This feature is perfect for businesses that need to process payroll or send payments to multiple vendors simultaneously.

Steps to Send Bulk Payments

1. Log in to your Meow dashboard

2. Navigate to the Checking tab

3. Click on the "Send Money" button

4. Select "Pay multiple people" option

5. Download the CSV template provided

6. Fill out the CSV file with recipient information:

   • Name

   • Routing number

   • Account number

   • Payment amount

   • Address

7. Upload the completed CSV file to the Meow dashboard

8. Review the information and schedule the payments

Important Notes

• Meow does not currently accept NACHA files for bulk payments.

• Always double-check the information in your CSV file before uploading to ensure accuracy.

• Make sure you have sufficient funds in your Checking account to cover all payments.'

• A maximum of 10 transfers may be included per transfer file

• For international wires, the SWIFT/BIC code should be used in the routing_number field

• When sending wire transfers to multiple accounts belonging to the same recipient, each contact must have a unique nickname. You can manage contact nicknames at app.meow.com/cash/contacts.

Schema

• type: Payment type which will determine what fields will be used for validation (ex. ach or wire)

• amount: Decimal amount between 1 and 50,000,000 with 2 decimal places (ex. 100.50)

• name_on_account: Recipient name, 1-300 characters (ex. John Smith)

• routing_number: Bank routing number, 9 characters (ex. 123456789)

• account_number: Bank account number, 1-18 characters (ex. 987654321)

  Required for ACH payments

  • account_type: Account type (ex. checking or savings)

  Required for Wire payments

  • bank_name: Bank name, 1-35 characters (ex. Bank of America)

  • recipient_street_line_1: Recipient address line 1, 1-300 characters (ex. 123 Main St)

  • recipient_city: Recipient city, 1-18 characters (ex. New York)

  • recipient_state: Recipient state code, 0-3 characters (ex. NY)

  • recipient_country: 2-letter country code (ex. US)

  • recipient_postal_code: Postal code, 1-20 characters (ex. 10001)

  • bank_street_line_1: Bank address line 1, 1-300 characters (ex. 456 Bank Ave)

  • bank_city: Bank city, 1-18 characters (ex. New York)

  • bank_state: {Bank state code, 0-3 characters} (ex. NY)

  • bank_country: 2-letter country code (ex. US)

  • bank_postal_code: Bank postal code, 1-20 characters (ex. 10002)

  Optional for Wire Payments

  • wire_memo: Wire instructions that will be received by the recipient, 0-140 characters (ex. Payment for services)

  • recipient_street_line_2: Recipient address line 2, 0-300 characters (ex. Apt 4B)

  • bank_street_line_2: Bank address line 2, 0-300 characters} (ex. Suite 100)

  Required for International Wire payments

  • intermediary_bank_name: Intermediary bank name, 1-35 characters (ex. Intermediary Bank)

  • intermediary_routing_number: Intermediary bank routing number, 9 characters (ex. 123456789)

  • intermediary_bank_street_line_1: Intermediary bank address line 1, 1-300 characters (ex. 789 Intermediary St)

  • intermediary_bank_city: intermediary bank city, 1-18 characters}(ex. New York)

  • intermediary_bank_state: Intermediary bank state code, 0-3 characters (ex. NY)

  • intermediary_bank_country: 2-letter country code (ex. US)

  • intermediary_bank_postal_code: Intermediary bank postal code, 1-20 characters (ex. 10003)

  • purpose: purpose of payment, 1-16 characters (ex. Legal Fees)

  Optional for International Wire payments

  • intermediary_bank_street_line_2: Intermediary bank address line 2, 1-300 characters (ex. Floor 5)

Troubleshooting

If you encounter any issues while preparing your CSV file or scheduling bulk payments, please contact our support team for assistance.