Can I receive ACH payments directly into my Meow account?

Yes. Your Meow Business Checking account can receive ACH payments from any U.S. bank or payment platform — including payroll platforms, payment processors, marketplaces, and other businesses. There are no fees to receive ACH payments.

How do senders initiate an ACH payment to my Meow account?

To send an ACH payment to your Meow account, the sender needs two pieces of information:

• Your routing number

• Your account number

Both are available in your Meow dashboard under Account Details for the relevant account.

How long does it take to receive an ACH payment?

Standard ACH transfers typically settle within 1–3 business days. Same-day ACH, if initiated by the sender before their bank's same-day ACH cut-off, can arrive the same business day. The timing depends on when the sender initiates the transfer and which ACH network their bank uses.

Can I receive recurring ACH payments (e.g. from customers or clients)?

Yes. You can share your Meow routing and account numbers with any business or individual who needs to send you recurring ACH payments. There's no setup required on your end — just share the account details and the sender handles the rest.

Can I receive ACH payments from Stripe, Shopify, or other platforms?

Yes. Most payment platforms that support bank account payouts can send ACH deposits to your Meow account. Simply enter your Meow routing and account numbers in the payout settings of those platforms.

For Stripe specifically, you can also connect Meow directly. See How to connect to Stripe.

What if I receive an unexpected or unauthorized ACH debit?

If someone initiates an ACH debit from your account without authorization, you can dispute it. See Understanding and Managing ACH Authorizations for how to manage and revoke ACH authorizations on your account.