Business Checking

Last updated: April 22, 2026

Meow's Business Checking account is a full-featured account with no monthly fees, no minimum balance, and zero-fee payments. It's built for businesses that want their operating cash working harder from day one.

What's included

  • FDIC insurance through our partner banks and their sweep networks

  • Zero wire fees — domestic and international

  • Zero ACH fees

  • Free check sending

  • Free bill pay

  • Unlimited transactions — no per-transaction fees, ever

  • Multiple accounts — open and name additional checking accounts within your dashboard (e.g. Payroll, Operating, Reserve)

  • Multi-entity management — run multiple businesses under one login

  • Approval workflows — set initiators, approvers, and spending limits for wires, ACHs, and checks

  • Bulk payments — send payments to multiple recipients at once via CSV upload

  • Scheduled and recurring transfers — automate future-dated and repeating wires and ACH payments

  • Spend controls — set limits by user, team, or payment type

Is there a minimum balance?

No. There is no minimum balance required to open or maintain a Meow Business Checking account.

Are there any fees?

No monthly fees, no wire fees, no ACH fees, no transaction fees, and no minimum balance fees.

How do I open an account?

Apply at meow.com.

Can I have multiple checking accounts?

Yes. You can open multiple checking accounts within your Meow dashboard and rename them however you like — for example, Payroll, Operating Expenses, or Reserves. See How to Rename Accounts for details.