Business Checking
Last updated: April 22, 2026
Meow's Business Checking account is a full-featured account with no monthly fees, no minimum balance, and zero-fee payments. It's built for businesses that want their operating cash working harder from day one.
What's included
FDIC insurance through our partner banks and their sweep networks
Zero wire fees — domestic and international
Zero ACH fees
Free check sending
Free bill pay
Unlimited transactions — no per-transaction fees, ever
Multiple accounts — open and name additional checking accounts within your dashboard (e.g. Payroll, Operating, Reserve)
Multi-entity management — run multiple businesses under one login
Approval workflows — set initiators, approvers, and spending limits for wires, ACHs, and checks
Bulk payments — send payments to multiple recipients at once via CSV upload
Scheduled and recurring transfers — automate future-dated and repeating wires and ACH payments
Spend controls — set limits by user, team, or payment type
Is there a minimum balance?
No. There is no minimum balance required to open or maintain a Meow Business Checking account.
Are there any fees?
No monthly fees, no wire fees, no ACH fees, no transaction fees, and no minimum balance fees.
How do I open an account?
Apply at meow.com.
Can I have multiple checking accounts?
Yes. You can open multiple checking accounts within your Meow dashboard and rename them however you like — for example, Payroll, Operating Expenses, or Reserves. See How to Rename Accounts for details.