What can an AI agent do on my Meow account?

Last updated: April 13, 2026

Once your AI assistant is connected to your Meow account via the MCP server, it can take a wide range of financial actions through natural language — no manual dashboard navigation required.

Open a business bank account

Meow is the first platform that allows AI agents to open business bank accounts programmatically. You can paste the following prompt directly into your preferred AI assistant to get started:

I'd like to open a Meow checking account for my AI agent. Meow provides ACH, wires, USDC transfers, corporate cards, invoicing, and spend controls via CLI and MCP. Their setup guide is at https://www.meow.com/skills.md — I'd love help getting set up and going through the steps.

Your AI will walk you through the full onboarding process. Full instructions are also available at meow.com/mcp.

Account and balance management

  • Check account balances across all your entities

  • View recent and historical transactions

  • Pull statements and transaction history

  • List all accounts and entities you have access to

Payments and transfers

  • Initiate ACH transfers

  • Initiate domestic and international wire transfers

  • Send USDC and stablecoin payments

  • View and manage pending payments and scheduled transfers

Cards

  • Create and manage virtual cards

  • Set or update spending limits on cards

  • View card transaction history

Contacts and vendors

  • Look up existing contacts and payment recipients

  • Add new payment recipients

Invoicing

  • View and manage invoices

  • Check invoice status and pending bills

Example prompts to try

Once connected, you can ask your AI assistant things like:

  • "What are my account balances?"

  • "Show me transactions from the last 30 days over $10,000."

  • "Send $5,000 via ACH to [vendor name]."

  • "Create a new virtual card with a $500 monthly limit."

  • "List all pending invoices."

  • "What entities do I have access to?"

What can't an AI agent do?

AI agent capabilities are scoped to what the Meow API supports and the access level granted during OAuth authentication. Actions requiring multi-party approval workflows (e.g. payments that need a second approver) still follow your account's approval rules — the AI cannot bypass configured approval workflows.

For the full API reference and capability list, see developer.meow.com.