How do I open a bank account using an AI agent on Meow?

Meow is the first platform that allows AI agents to open business bank accounts programmatically. Using the Meow MCP server, your AI agent can complete the account opening flow — no human-driven dashboard navigation required.

How it works

Account creation through an AI agent uses a dedicated MCP endpoint:

https://mcp.meow.com/cli

This endpoint is specifically designed for new account creation and is separate from the endpoint used to connect existing Meow accounts.

Setting it up

Full step-by-step instructions for connecting your AI agent and opening an account are available in the Meow developer documentation:

meow.com/mcp

The documentation covers setup for all supported clients including Claude Code, Cursor, VS Code, and ChatGPT.

Which AI tools support account opening?

Any MCP-compatible AI client can be used with the /cli endpoint for account creation, including:

• Claude Code — claude mcp add --transport http meow https://mcp.meow.com/cli

• Cursor — add https://mcp.meow.com/cli to ~/.cursor/mcp.json

• VS Code — add https://mcp.meow.com/cli to .vscode/mcp.json

• ChatGPT — use server URL https://mcp.meow.com/cli with OAuth

Important: use the right URL

There are two MCP endpoints and they serve different purposes:

What happens after the account is opened?

Once an account is created through the MCP, it goes through the same review and approval process as any other Meow account. The AI agent can then be connected to the account using https://mcp.meow.com (with OAuth) to take further actions like checking balances, sending payments, and managing cards.